Banks are raising interest rates and fees. Here we will give you some tips on how to find a personal credit card.
If you got a credit card from one of those pre-approvals you get in the mail, chances are you could have done better. Read the terms and conditions and write down the fee schedules and existing interest rates than search the internet for a better card.
Pay on time. Missing a single payment will probably not cause an increase in your interest rate, but missing the entire billing cycle can result in doubling your interest rate, plus having to pay a late fee. Consider switching to making your payments electronically. ..........................
READ FULL ARTICLE